Thursday, July 15, 2010

Cashless Insurance in India

There are many companies which offer medical insurance in India. However, even with the popularization of health insurance, people have still not been able to solve the problem of finding funds for the treatment. The cost of the treatment needs to be first paid by the patient and then the company can reimburse the amount. Thereafter whether the claim is settled or rejected depends on the policy terms and conditions. This is why the concept of cashless insurance in India has started coming up fast. Health insurance providers are constantly trying to find means of making healthcare easily available to everyone. Cashless hospitalization is a feature that has been introduced to speed up the process of getting treated.

The concept is popularly referred to as cashless insurance in India simply because customers can avail health insurance benefits without paying for the same. A customer has to simply carry the insurance card (or proof of the insurance plan) and an ID card and follow the procedure to get cashless hospitalization. The hospital then settles the payment directly with the insurance provider. Apollo Munich provides customers this feature in more than 4000 network hospitals. One can also get pre-authorization and references for hospitals where the treatment can be availed.

6 comments:

  1. I recently availed this facility through Apollo Munich plan purchased two year ago and am very satisfied with their services.

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  2. I got treatment through cashless hospitalization using Apollo Munich plan. Really good servcies offered.

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  3. cashless hospitalzation is the best service offered by insurer.

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  4. there is access to 4000 hospitals through the Apollo Munich network...

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  5. Good facility at no extra charge.

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  6. Cashless facility is too good, specially as you have the option of choosing from so many hospitals that Apollo Munich has on its network.

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